Black Book’s senior team have over 100 years combined experience in delivering specialist financial solutions for both Intermediaries and Clients directly.

Michael Clapper – CEO

Formerly Founder & CEO at Enterprise Group – which was one of the UK’s largest mortgage & loan services providers to brokers & networks, and a Sunday Times ‘Fast Track 100’ business in 2007. Voted  ‘Business Leader of The Year – Packager’ at the British Mortgage Awards in 2008.  Highly successful track record in founding, running & selling multiple businesses across a range of sectors. Michael is Black Book’s lead advisor, and he holds the CeMAP accreditation.


Jo Dempsey – Chief Operating Officer

Formerly Chief Operating Officer at Enterprise Group, which was one of the UK’s largest mortgages & loans service providers to brokers & networks, and a Sunday Times ‘Fast Track 100’ business in 2007.  Extensive experience managing operations, systems, risk & controls across multiple businesses.


David Bromley – Senior Commercial Executive

David has over 30 years experience in the UK financial services industry. He has worked for both major banks and independent lenders and established and managed a global trade finance operation as its Managing Director. He now specialises in leveraging his background and contacts throughout the commercial finance market. David holds an MBA and BA accreditations.


Bridget Kibiru – Senior Commercial Executive

With 14 years’ experience in specialist loans underwriting, Bridget is highly experienced in all aspects of specialist lending, with an impeccable record of working with both Intermediaries and Clients directly, and specialising in second charge lending, commercial and bridging finance. Prior to joining Black Book  in 2017, Bridget was Intermediary Sales Manager for the Loans Engine. Bridget holds CeMAP, Cert BB&C, and BA (Hons) accreditations.


Mick Bradley – Senior Commercial Executive

Mick has a long and varied history within the mortgage industry . After senior roles in the Building Society sector, he became Head of Sales at Preferred Mortgages, helping drive sales to record numbers. He was also member of the senior team who brought the lender Advantage (Morgan Stanley) to the market so successfully. Prior to joining Black Book, he had worked within major Intermediary networks and also the directly authorised sector. Mick holds CeMAP and CeRER accreditations.


Ross Williams – Business Development Manager

Ross has worked in financial services for 16 years, predominantly within the mortgage and lending world. As a business development manager he takes the required time to get to know every Intermediary’s business model and the advisers within it, so as to best determine how he, and Black Book, can add the most value. With a very strong understanding of second charges, bridging and commercial finance, Ross effectively acts as an extension to the Black Book team, on a face to face basis.


Black Book Finance Limited is authorised and regulated by the Financial Conduct Authority (FCA) – Reg No: 821215